When is it Too Late to File a Nashville Storm Damage Insurance Claim?

December 3, 2021 by GLSA Mobley

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Last year was rough on roofing in Nashville. We had tornados, an ice storm, hail and countless wind events. All left plenty of storm damage throughout middle Tennessee. If you have noticed a few neighbors getting a new roof, you too may have storm damage. If you haven’t already called your roofer to see if you need Nashville storm damage roof repair or called your insurance company to start a claim, it’s likely not yet too late, but will be soon.

Check Your Homeowner’s Insurance Policy

Although the statute of limitations in Tennessee for contract claims is six years, chances are very high that your homeowner’s insurance policy has a much shorter specified limitation. This can be as short as six months, however, most are one year. Keep in mind that the time means you must file the claim before the deadline, not complete the repair work.

Call for an Inspection of Your Roofing in Nashville

Once you’re filed the claim with the insurance company, call a roofing company well versed in Nashville storm damage roof repair. Not all roofing companies are experienced in identifying storm damage. You should also make sure that the company you choose to take care of your roofing in Nashville accepts all insurance claims.

Your Roofer Should Advocate for You if Your Insurance Company Denies the Claim

Not all roofing companies will help you with your storm damage insurance claim like Mobley Brothers Roofing and Restoration will. If we believe you have storm damage but your insurance company doesn’t see the damage as storm damage, we’ll meet with the adjustor. We will explain what we’re seeing and why we believe you have storm damage.

Our team is highly experienced in Nashville storm damage roof repair and replacement claims. We accept all insurance claims for roofing, siding and gutters. If you have existing storm damage or 2022 turns out to be just as damaging, call us at (615) 645-4500 for your free inspection. We’re A+ rated by the Better Business Bureau and fully insured for your protections.

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