The roof replacement insurance claim procedure leaves little room for error. Considering its financial importance, you literally can’t afford to make a mistake in order to finance a new roof if and when bad weather renders it beyond repair.
It is important to know how to navigate a roof replacement insurance claim. To Mobley Brothers Roofing and Renovation, a roofing company with more than a decade of experience facilitating homeowner’s insurance claims, below are the best practices you must observe.
Do Not Clean Anything
A crime scene must be preserved to help an investigator collect reliable evidence and figure out what happens. A storm-damaged roof is no different. It should be left untouched for the insurance adjuster to see.
However, an active leak has to be stopped to prevent further destruction that could inflate the cost of renovation. You ought to contact a roofing company that specializes in emergency repair service to stop the bleeding, in a manner of speaking.
Notify Your Insurer Immediately
Get in touch with your insurance company as soon as possible. Wasting time before picking up the phone is a cardinal error many homeowners unwittingly make.
Insurers usually have a time requirement for reporting cases of damage, so find out how many hours or days you have to notify your insurance company.
Prepare Necessary Documents
During the meeting with your insurance adjuster, you will need to present some paperwork needed for claim approval. It helps to produce your own supporting evidence to beef up your case and get a favorable settlement in the end.
Beware of Storm Chasers
Once your claim is approved, entrust the restoration of your roof to a trustworthy company like Mobley Brothers Roofing and Renovation. Scammers could be left and right. Avoid dealing with fly-by-night roofers. Storm chasers are impossible to hold accountable for poor workmanship since they may not have a permanent office. They make a living in storm-ravaged areas in pursuit of a fast buck.
Legitimate roofing contractors might charge more than door-to-door solicitors for a reason. Local roofers are here to stay and will be reachable and available in case of an installation error.
Roof Repair Insurance Claim Help
Reduce the stress of roof restoration with Mobley Brothers Roofing and Renovation. We can help you navigate a roof replacement insurance claim. Call us at (865) 216-3274 or (615) 906-1195 to schedule your no-obligation inspection in Knoxville, Lebanon, or Nashville, TN, and get a free estimate.