In the past 20 years, hail storms have increased in frequency and severity, while growing less predictable. As a result, repair and insurance costs are spiking. In this blog, roofing contractor Mobley Brothers Roofing & Restoration discusses what causes this and how we can help.
Increasing Severity
Between 2000 and 2013, U.S. insurance companies paid a record $54 billion in claims from hail damage, with 70% of these claims occurring in the last six years of that period. Most of the losses were due to broken windows and roof damage. Through the same period (and to this day), hail storms are becoming more difficult, happening in unlikely places, including climates as warm as South Florida.
This is why hail storm-related claims take more time to process and often have more stringent requirements. Roofing contractors that inspect hail damage need to be recognized by the insurance provider to ensure accuracy and legitimacy of the estimated repair costs.
How Roofers Can Help Mitigate Hail Damage
Even with insurance and warranty coverage, not having to deal with insurance claims is still the preferable scenario. The repair costs covered by insurance providers always factor in deductibles, which you have to pay for out of your own pocket. Investing in roofing with better impact resistance as well as installing shutters and storm doors can help minimize the chance of dealing with costly repairs.
A trustworthy roofing contractor like Mobley Brothers Roofing & Restoration can help by recommending the right roofing systems best suited for areas often affected by hail storms. In the event that your roof and other parts of your exterior sustain hail damage, we offer roof repair services that include emergency roofing in case of severe roof damage. We can also work directly with your insurance provider to help make sure your hail damage claim has everything it needs for timely processing.
Mobley Brothers Roofing & Restoration is your leading provider of residential roof replacement and repair services. Give us a call at (615) 645-4500 (Nashville) and (865) 248-2772 (Knoxville) or fill out our contact form. We serve customers in Knoxville and Lebanon, TN.
