Emergency roof repairs can prove to be a strain on your budget. After all, they are unexpected so it’s likely you’re unprepared to deal with such an occurrence. However, just because they’re unexpected, it doesn’t mean you don’t have room in your expenses for it. All you’ll need is a good budget plan and you should be able to get your roof fixed in no time.
In this post, commercial roofing services from Mobley Brothers Roofing and Restoration gives you a step-by-step guide to help you create a budget for your roofing project.
Step 1: File a Roofing Insurance Claim
If you have roofing insurance, you can use it to cover some of the costs of your roofing project. Start an insurance claim as early as possible but keep in mind that your entire budget might only be a deductible. Once you’ve submitted your claim, the insurance company will find a time you agree with to have an adjuster survey the damage. However, it is possible for you to hire your own adjuster instead.
Step 2: Compare Quotes From Contractors
Whether you need residential or commercial roofing contractors, it’s always best that you keep your options open and compare different quotes. That way, you can make an accurate budget for the repair or replacement project and properly determine which contractor you should hire to get the project done.
Step 3: Find Room In the Household Budget
Finding room for the emergency roof repairs in your household budget is the trickiest part of this process. After all, you’ve likely allocated all the funds for the month into their designated bills. There are several ways for your to allow the emergency roof repair to figure in to your household budget; you can find areas where you can slim down your spending and reallocate those funds toward the roofing project, consider a home repair loan, or use a 0% APR credit card to pay for the job.
Step 4: Emergency Fund
Now that you’ve found ways to fund your roofing project, it’s time to think long term. You have to keep in mind that there’s always a chance for some parts of your home to unexpectedly break. With that in mind, an emergency fund could come in handy for these occurrences so make sure to save up and create one for next time. That way, you can easily pay for an emergency home repair without any worry.
Make your search for commercial roofing contractors easier by turning to Mobley Brothers Roofing and Restoration. We are your leading provider of emergency roof repair and replacement services. Give us a call at (865) 248-2772 or fill out our contact form to get a free estimate. We serve homeowners in Knoxville, Lebanon, and other nearby areas in TN.