Hail in summer seems to defy logic, but nowadays it happens far too often for comfort. Hail-related insurance claims have seen an increase in the past few years. In this blog, roof replacement contractor Mobley Brothers Roofing & Restoration shares how you can avoid damage caused by hail in summer.
How Does Hail Form?
Hail is formed when updrafts, or currents of rising air, carry droplets of water high enough that they freeze. Note that this is different from evaporating water vapors that form clouds. A strong updraft allows the water droplets to continue rising and grow in size, which then fall to the ground, resulting in hail. Smaller hailstones melt before they reach the ground, but the larger ones do not. In fact, they hit the ground as fast as 90 miles per hour.
Cosmetic Vs. Functional Damage
Hail damage is characterized by dents to the roofing surface, which can be classified as cosmetic or functional. One of the most common points of dispute in hail damage claims is the extent of hail damage. Cosmetic damage is generally defined as the kind of damage that doesn’t impair a roof’s performance, which most insurance providers do not provide coverage for. This is why roofing contractors need to be brought in when filing an insurance claim. The differences between cosmetic and functional damage are not as visible and need to be assessed by roofing experts.
What You Should Do
But we’re getting ahead of ourselves by discussing insurance. While there’s little you can do to avoid hailstones from falling, there are some things that you can do to protect your home. Shade-bearing trees offer some protection against hailstones, while storm doors and shutters can shield your windows and doors. Investing in roofing with impact-resistant asphalt shingles such as GAF Timberline® ArmorShield™ can help mitigate damage.
If you end up needing help with a hail damage insurance claim, save the number of a roofer that offers hail and storm damage repair services. They can help ensure accuracy and completeness that can help make sure your claim is processed on time.
Mobley Brothers Roofing & Restoration is your leading provider of roof replacement and repair services. Give us a call at (615) 645-4500 (Nashville) and (865) 248-2772 (Knoxville) or fill out our contact form. We serve customers in Knoxville and Lebanon, TN.